Directory of Professional Retirement Planners

National Coverage
Local Professionals

Home > Retirement Planners > maryland > gaithersburg

Compare 2-3 financial advisors near you
matched to your specific needs

Free match service |
No obligation to hire

Personalized advice for Portfolio
Size of 100K and above

FINRA/SEC Registered Advisors

Find Retirement Advisors for Retirement Planning in Gaithersburg, Maryland

Q: Why do I need a retirement planner?

A retirement planner helps you in making your retirement life run smoothly. They also help in identifying various sources of income, estimating the expenses, implementing a savings program, and helps in asset management. The major focus of a Retirement Planner is to estimate future cash flows and assets management.

Q: What does a retirement planner do?

A Retirement Planner gives you a clear understanding of the financial assets that you are aggregating along with other resources that you have such as Pensions, Social Security, Part-time work, Home Equity, etc. In this way, they help you transform these income sources to become a future asset/regular source of income that will help you in your retirement days.

Q: How much does a retirement planner cost?

Different Retirement planners charge differently. They may charge on an hourly basis, a quarterly or annual retainer fee, a percentage of assets that they manage for you, in the form of Commissions, a fixed fee to run a retirement plan. You should always ask the prospective retirement planner for a simple clarification of how they want to get compensated.

With so many financial products and solutions available in the market, it is a daunting task to choose the best one for you. We have over 20 years of experience in finding the best financial planner as per your requirements in the field of retirement planning. Our vetted certified retirement financial planners can help you plan for your dream retirement.

All our retirement planners go through rigorous industry experience, disclosures, and registration checks. Our qualified retirement planners are specialized in investment management, insurance advisory, 401k rollovers, and estate planning. Their work experience ranges from being part of small independent firms to Fortune 500 companies.

Finding the Best Retirement Planners in Gaithersburg, Maryland

Last Updated - March 28, 2026

Gaithersburg has 10 Retirementplanning.net vetted Retirement Planners and Advisors on the online list below for you to choose from and 5 non-vetted advisors in your local area. These retirement advisors in Gaithersburg, Maryland have an average of 30 years of experience.

I want to start planning.
HELP ME FIND MY PLANNER

List of Qualified Retirement Planning Advisors in Gaithersburg, Maryland

VERIFIED

Edelman Financial Engines, LLC

Qualifications
Firm CRD# 104510

Minimum Assets Required
Not Specified

Address

Advisory Services:

Not Specified

Compensation/Fee

Fee-Only, Based on Assets

Find An Advisor

VERIFIED

Bob Howard
Prudential

Qualifications
CRD# 2621872
Firm CRD# 8733
Series 6, 7, 24, 63, 66

Minimum Assets Required
Not Specified

Address

Advisory Services:

Not Specified

Compensation/Fee

Not Specified

Find An Advisor

VERIFIED

Bryan Beatty
Accredited Investment Fiduciary® (AIF), CFP®
Edelman Financial Engines, LLC - tariktest

Qualifications
CRD# 2207998
Firm CRD# 105644
Series 6, 7, 26, 63, 65

Minimum Assets Required
$0

Address

1919 Gallows Rd, Suite 980,
Vienna, VA 22043 See Details

Advisory Services:

Not Specified

Compensation/Fee

Fee-Based, Based on Assets

Find An Advisor

VERIFIED

Tom Hagigh
EPE Wealth Advisors

Qualifications
CRD# 2583423
Firm CRD# 6413
Series 7, 63, 65

Minimum Assets Required
$500,000

Address

1321 Generals Highway,
Suite 300,
Crownsville, MD 21032 See Details

Advisory Services:

Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Advice & Consulting, Financial Planning for Individuals, Financial Planning for Businesses, Investment Advice & Management, Insurance Products & Annuities

Compensation/Fee

Fee-Based, Commissions, Based on Assets

Find An Advisor

Top 5 Retirement Planning firms in Gaithersburg, Maryland (Ranked by AUM)

Rank	Firm Name	Assets Under Management	Total Clients	Total Advisors	Fee Structure
1	438 N. Frederick Avenue, Suite 465 Gaithersburg, MD, 20877	$295,715,661	656	3	A percentage of AUM, Hourly charges
2	7 Brookes Avenue, Gaithersburg, MD, 20877	$257,803,803	452	1	A percentage of AUM
3	9841 Washingtonian Blvd, Suite #200 Gaithersburg, MD, 20878	$112,235,775	402	5	A percentage of AUM, Hourly charges, Fixed fees
4	555 Quince Orchard Road, Suite 280 Gaithersburg, MD, 20878	$110,900,000	424	6	A percentage of AUM, Hourly charges, Fixed fees
5	900 Clopper Road, Suite 300 Gaithersburg, MD, 20878-1360	$0	0	93	Fixed fees, Other (SEE SCHEDULE D MISCELLANEOUS)

Information on Top Retirement Planning firms in Gaithersburg, Maryland

KILNER CAPITAL ADVISORS, LLC

Find an Advisor

QualificationsFirm CRD# 139521

Assets Under Management $295,715,661

No. Of Clients656

Clients Per Financial Advisor219

KILNER CAPITAL ADVISORS, LLC is a financial advisory firm situated in Gaithersburg, Maryland. With a nearly $296M assets under management, the firm specializes in crafting personalized retirement planning solutions for 656 clients. The team consists of 3 skilled financial advisors, committed to delivering comprehensive retirement planning services tailored to your needs.

Fee Structure

A percentage of AUM
Hourly charges

Financial Planning Services

Portfolio management for individuals and/or small businesses
Portfolio management for businesses or institutional clients
Pesnsion consulting services
Other (CONSULTING)

View Full Profile

BEACON INVESTMENT ADVISORS LLC

Find an Advisor

QualificationsFirm CRD# 127368

Assets Under Management $257,803,803

No. Of Clients452

Clients Per Financial Advisor452

BEACON INVESTMENT ADVISORS LLC is a financial advisory firm situated in Gaithersburg, Maryland. With a nearly $258M assets under management, the firm specializes in crafting personalized retirement planning solutions for 452 clients. The team consists of 1 skilled financial advisors, committed to delivering comprehensive retirement planning services tailored to your needs.

Fee Structure

A percentage of AUM

Financial Planning Services

Financial planning services
Portfolio management for individuals and/or small businesses
Portfolio management for businesses or institutional clients

View Full Profile

SHERMAN WEALTH MANAGEMENT LLC

Find an Advisor

QualificationsFirm CRD# 281093

Assets Under Management $112,235,775

No. Of Clients402

Clients Per Financial Advisor80

SHERMAN WEALTH MANAGEMENT LLC is a financial advisory firm situated in Gaithersburg, Maryland. With a nearly $112M assets under management, the firm specializes in crafting personalized retirement planning solutions for 402 clients. The team consists of 5 skilled financial advisors, committed to delivering comprehensive retirement planning services tailored to your needs.

Fee Structure

A percentage of AUM
Hourly charges
Fixed fees

Financial Planning Services

Financial planning services
Portfolio management for individuals and/or small businesses
Pesnsion consulting services
Education seminars/workshops

View Full Profile

PLANVEST FINANCIAL, INC.

Find an Advisor

QualificationsFirm CRD# 290306

Assets Under Management $110,900,000

No. Of Clients424

Clients Per Financial Advisor71

PLANVEST FINANCIAL, INC. is a financial advisory firm situated in Gaithersburg, Maryland. With a nearly $111M assets under management, the firm specializes in crafting personalized retirement planning solutions for 424 clients. The team consists of 6 skilled financial advisors, committed to delivering comprehensive retirement planning services tailored to your needs.

Fee Structure

A percentage of AUM
Hourly charges
Fixed fees

Financial Planning Services

Financial planning services
Portfolio management for individuals and/or small businesses
Selection for other advisors

View Full Profile

NEA MEMBER BENEFITS

Find an Advisor

QualificationsFirm CRD# 138196

Assets Under Management $0

No. Of Clients0

Clients Per Financial Advisor0

NEA MEMBER BENEFITS is a financial advisory firm situated in Gaithersburg, Maryland. With a nearly $0 assets under management, the firm specializes in crafting personalized retirement planning solutions for 0 clients. The team consists of 93 skilled financial advisors, committed to delivering comprehensive retirement planning services tailored to your needs.

Fee Structure

Fixed fees
Other (SEE SCHEDULE D MISCELLANEOUS)

Financial Planning Services

Publication of periodicals and newsletters
Education seminars/workshops
Other (SEE SCHEDULE D MISCELLANEOUS)

View Full Profile

Retirement Planners Near You

Seeking Retirement Planners in a nearby city? Here are some additional lists of top Retirement Planners in the area:

Looking for more choices? Use our free match service to compare retirement planners serving your area.

Frequently Asked Questions

Why do I need a retirement planner?

How to choose a good retirement planner?

While interviewing potential retirement planners, look for someone with expertise in Tax Planning, Social Security, and Withdrawal Strategies for retirement. They need to be able to formulate a schedule and strategy that tells you how to take money out in a tax-efficient manner and they need to be able to give you practical guidance on the use of assured revenue items that can build a sense of financial security in your retirement.

What does a retirement planner do?

How much does a retirement planner cost?

What questions to ask a retirement planner?

Although the questions to ask your retirement planner may differ as per your financial concerns, following are the most common things to discuss with your retirement planner

Are my current savings enough to get retired?
With my current savings, what will my post-retirement lifestyle look like?
Should I consider making investments right before my retirement?
When is the right time to pay off my mortgage-pre or post-retirement?
How can I mitigate my post-retirement financial risks?

Get Matched With Planners

RetirementPlanning.net is a wholly-owned brand of the Respond.com Inc. ("Respond") family. Respond is registered with the U.S. Securities and Exchange Commission as an investment adviser, and operates through various subsidiaries and brands that provide financial education. RetirementPlanning.net matches and refers investors to qualified financial professionals that have elected to participate in our matching platform. RetirementPlanning.net, Respond, and Respond's other subsidiaries and brands do not manage investor assets or otherwise render investment or financial planning advice beyond the referral of investors to qualified financial professionals. By using this website, you agree to our terms and conditions.